Requirements

• W-2 Employment Required: You must have a verifiable, recurring income from a W-2 employer. Income from self-employment, 1099 work, gig economy jobs, or cash payments is not accepted.
• Direct Deposit Only: Your wages must be deposited via direct deposit into your checking account. Paper checks and cash payments are not accepted.
• Payroll Retention Requirement: At least $250 must remain in your checking account at the end of your most recent payroll date. This demonstrates financial stability and consistent income management.
• Bank Account History: You must have an active checking account in your name that has been open for at least three (3) months.
• Age Requirement: You must be 24 years of age or older.
• Income Threshold: You must have a net monthly income of at least $1,500.
• Bankruptcy Status: You must not be currently in an active bankruptcy case, and you must not have plans to voluntarily file for bankruptcy.
• Verifiable Contact: We must be able to reach you at the phone number provided in your application.
• Additional Documentation: In some cases, we may request additional documents to verify your information, which may need to be submitted by fax or other secure methods.
• Other Restrictions May Apply: Eligibility is subject to final verification and approval criteria.